Get up to $2,000,000 in working capital, approved in hours and funded as soon as the next business day. Seeing your options won't touch your personal credit.
Takes about 5 minutes. No hard credit pull to see your options.I need capital to…
Apply online in minutes and get a real decision the same day in most cases.
We look at how your business actually performs, not just a credit number.
There are no prepayment penalties if you pay your balance off ahead of schedule.
A single funding advisor walks you through your offer and answers every question.
Our funding calculator shows a likely range, payment and total payback based on your monthly revenue. It takes about a minute and asks for no personal information.
Estimates are for planning only, not an offer to fund.
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Send it to us before you sign. We'll work to improve it on at least two of three:
No business plans, no tax returns to get started.
You can add a tax return later if your file needs one.
Start My ApplicationShare a few details about your business and connect your bank statements.
Your advisor explains the amount, payment and total cost so you can choose with confidence.
Sign electronically and receive the money in your business account, often within 24 hours.
Illustrative scenarios based on the types of businesses we work with. Your offer depends on your revenue and history.
A busy shop is turning away cars every week. Working capital pays for a lift, tools and a new technician's first months.
Check my optionsA clinic waits 45 to 90 days on insurance payments. Funding keeps payroll and supplies covered while claims clear.
Check my optionsBefore the busy season, a landscaping company needs new mowers and seasonal crew. Capital arrives before the first contract pays.
Check my optionsScenarios are illustrative examples, not actual clients or guaranteed results.
Most approved businesses receive funds within 24 hours of signing. Applying takes about five minutes.
Credit is only one part of the picture. We focus on your monthly revenue, time in business and overall financial health.
Up to $2,000,000, based mainly on your business's revenue. The calculator gives you a quick estimate.
No. Your offer shows the amount, payment and total cost before you sign, and there are no prepayment penalties.
Yes, for any business purpose: payroll, inventory, equipment, marketing, renovations or paying off other debt.
Many clients qualify for additional funding after paying down part of their balance. Your advisor can walk you through options.
Apply online in minutes, or call a Kapital Hero advisor at (516) 260-6467.