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Home / Industries / Retail & Consumer Services

Funding for consumer service businesses that shows up when you need it.

Consumer-facing businesses, from repair shops to dry cleaners to auto services, need to keep equipment running and customers happy every single day. Kapital Hero provides up to $2,000,000 in working capital, often funded within 24 hours.

$500M+funded to small businesses
6,000+businesses funded
6+ yearsserving businesses from Melville, NY
<24 hrsfrom approval to funding
Put it to work

How consumer service businesses use Kapital Hero funding

Equipment and repairs

Keep the tools and machines that earn your revenue running.

Inventory and parts

Stock what customers need when they need it.

Location upgrades

Improve your storefront, signage and waiting area.

Hiring

Add staff to cut wait times and grow.

Why Kapital Hero

A funding partner that understands consumer service businesses

We look at your real revenue and time in business, not just a credit score. One advisor walks you through every step.

Steady sales countWe focus on your revenue, not just a credit score.

Fast decisionsFix the problem and get back to business.

Simple to applyA short application and recent bank statements.

Auto repairExample
Real-world example

A repair shop adds a second lift bay

A busy shop is turning away cars every week. Working capital pays for a lift, tools and a new technician's first months.

Example: $60,000Equipment & hiring
See what you qualify for

Scenarios are illustrative examples, not actual clients or guaranteed results.

Paperwork

Three documents. That's it.

No business plans or tax returns to get started.

  • Last 4 months of business bank statements
  • Driver's license
  • Voided business check
Start My Application
How it works

From application to funded in three moves

1

Apply online

Share a few details about your business and connect your bank statements.

2

Review your offer

Your advisor explains the amount, payment and total cost so you can choose with confidence.

3

Get your funds

Sign electronically and receive the money in your business account, often within 24 hours.

Questions

Questions from consumer service businesses

What kinds of consumer service businesses do you fund?

Auto shops, dry cleaners, repair services, rental businesses and many more.

Can I use funds for inventory?

Yes, along with equipment, upgrades and payroll.

How quickly can I get funded?

Approved businesses often receive funds within 24 hours of signing.

How much can I get?

Up to $2,000,000, based mainly on your monthly revenue and time in business.

Will checking my options hurt my credit?

No. Seeing your options does not affect your personal credit score.

Ready when you are.

Apply online in minutes, or call a Kapital Hero advisor at (516) 260-6467.